Teodoro A. Rico III

I make expensive, irreversible technology decisions safe — including the risks that never show up in plain sight or in the numbers.

I work at the point where technology decisions become financial commitments, regulatory exposure, and long-term risk — for boards whose technology bill is a major line item and whose platform failures make the news.

I've done this work under real scrutiny: modernizing a major airline's platform under relentless uptime and passenger-experience demands, and a top Philippine bank's under regulatory and financial pressure. I read the financials, the contract, and the architecture — and what each implies for operations.